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Esperanza Yolanda

Update on Esperanza Yolanda

Esperanza, age 37, is a member of the Rikchari communal bank. She rents out topography machines for engineering. She is married and has four children. She has been a member of Finca Perú for four years. Esperanza joined when she had a grocery store. However, her husband encouraged her invest in the topography machines. It is going very well for her.

The help that Finca gives her is very beneficial because it helps her have more capital. With the requested loan she wishes to be able to install a floor and doors for an office in her house.
View original language description ↓
Esperanza es socia del Banco Comunal Rikchari, tiene 37 años, se dedica al alquiler de aparatos topográficos para ingeniería, es madre de 4 hijos, casada, es socia de Finca Perú desde hace 4 años, Esperanza ingresó cuando tenia una tienda de abarrotes, pero su esposo la animo a poder invertir en los aparatos topográficos, le va muy bien, la ayuda que le da Finca es muy provechosa para ella, porque le ayudan a poder tener mas capital.
Con el préstamo que ha solicitado desea poder hacer el piso y puertas para una oficia en su negocio de alquiler de aparatos topográficos.

Previous Loan Details

Esperanza ('hope' in english) is a member of the Rickchary Community Bank. Rickchary means, "to wake up" in Quechua.


Esperanza is 35 years old and married with 4 children. Many years ago Esperanza owned a grocery store which she closed due to credit problems. Since then she has looked for other business opportunities, and as her husband was a topographer, she acquired topography machines which she currently rents out to people and business that need them. Also, Esperanza has a small book store which is growing little by little.


Esperanza needs a 1,600 soles loan to purchase a photocopier.


Esperanza dreams of building a house, growing her business, and sending her children to universities.



Translated from Spanish by Jordan Shanker, Kiva volunteer.



Esperanza es socia del Banco Comunal Rikchary que significa Despierta en quechua.


Esperanza es casada, tiene 35 años y 4 hijos, Esperanza hace muchos años tenia una tienda de abarrotes negocio que cerró debido a que vendió al crédito y no le cancelaron, por lo que Esperanza busco otras oportunidades de negocios y como su esposo era topógrafo, adquirió equipos topográficos que actualmente alquila a instituciones y personas que necesitan de este equipo, además tiene una pequeña tienda de venta de artículos de librería que poco a poco esta surtiendo.


Esperanza necesita un préstamo de 1600 soles, dinero que será invertido en la compra de una fotocopiadora.


Esperanza sueña con construir su casa, surtir más su negocio y que sus hijos estudien en universidades particulares. More from Esperanza Yolanda's previous loan »

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Esperanza Yolanda to install a floor and doors in her topography business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 14, 2012
Listed
Jan 23, 2012
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2012