Update on Maria AuxiliadoraMaría Auxiliadora, 34, is married and has four children; she lives with her husband and children who are 14, 12, 7 and 4 years old in Ventanas Canton, Los Ríos Province.
She is a member of the “La Unión” communal bank is located in Recinto Aguas Frías which belongs to Ventanas Canton. It’s dedicated to short cycle corn, rice and bean farming.
María is a corn and rice farmer. Her purchases and sales of farming products take place in Ventanas.
She’s asking for the loan to buy seeds, urea, fertilizer and manure. With support from the loan he’ll be able to lease land. Her dream is to be able to buy a big house. She’s faced no problems with production and in her free time she likes to go out on family outings.
Es integrante de la VRC LA UNION, se encuentra ubicada en el Recinto Aguas Frías, Perteneciente al cantón Ventanas, esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz, frejol.
María se dedica a la agricultura a la siembra de maíz y arroz. Las compras y las ventas lo hace en ventanas.
Solicita el crédito para comprar semillas, urea, fertilizantes, abonos. Con la ayuda del crédito podrá arrendar terrenos.
El sueño es comprarse una casa grande. No se le ha presentado ningún tipo de problema en la producción.
En el tiempo libre le gusta salir a pasear con la familia.
Previous Loan DetailsMaria Auxiliar is 34 years old. She lives in a common-law marriage with her partner and her children. She lives in the canton of Ventanas, in Los Ríos province. The members of "LA UNION" communal bank get together in the Aguas Frías de Medellín district, which belongs to the canton of Ventanas.… More from Maria Auxiliadora's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid