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Johnny Alfredo

Update on Johnny Alfredo

Jonny Alfredo, 25, is currently married and has no children; he lives with his wife in Ventanas Canton, Los Ríos Province.

The “La Unión” communal bank is located in Recinto Aguas Frías which belongs to Ventanas Canton. It’s dedicated to short cycle corn, rice and bean farming.

Jonny is a corn and bean farmer and also has animals like cows and chickens. His purchases and sales of farming products take place in Ventanas.

He’s asking for the loan to buy seeds, manure, fertilizer and liquids for infestations. With support from the loan he’ll be able to buy land and manure for the plants. The challenges he faces are infestations, illnesses and weather variations.

His dream is to buy a car and in his free time he enjoys playing ball.
View original language description ↓
Jonny Alfredo tiene 25 años de edad de estado civil actual casado no tiene hijos, vive con la esposa en el cantón Ventanas provincia de los ríos.

Es integrante de la VRC LA UNION, se encuentra ubicada en el Recinto Aguas Frías, Perteneciente al cantón Ventanas, esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz, frejol.

Jonny se dedica a la Agricultura a la siembra de maíz, fréjol, además tiene animales como las vacas, pollos. Las compras y las ventas de los productos agrícolas lo hace en ventanas.

Solicita el crédito para comprar semillas, abonos, fertilizantes, líquido para plagas.Con el apoyo del crédito podrá comprar terreno y los abonos para la siembra, Enfrentar desafíos como las plagas y enfermedades y la variedad del clima.

El sueño es comprarse un carro.En el tiempo libre le gusta jugar pelota.

Previous Loan Details

Johnny Alfredo is 25 years old. He’s single living with his parents in Ventanas Canton, Los Ríos Province. He does not have children. The “La Unión” (Unity) communal bank is located in Aguas Frías de Medellín which belongs to Ventanas Canton. The members of this communal bank are short cycl... More from Johnny Alfredo's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,293,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Johnny Alfredo to buy seeds, manure, fertilizer and insecticides.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 20, 2011
Jan 20, 2012
Currency Exchange Loss:
Jul 27, 2012