David is a 30-year-old married man. He has two children. He describes himself to be determined. He is a mason and provides construction services. He has been involved in this business for eight years. His business is located in a busy and viable place and his primary customers are local residents. He describes his biggest business challenge to be insufficient funds to improve the business.
In addition to this work, David increases his income by operating a charcoal retail store. He will use the Kes 20,000 loan to buy more charcoal for his charcoal retail store. His business goals and dream are to be a supplier of charcoal and best mason within his area within the next five years.