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Yervand was born in 1948 in the Aghvani village of the Syunik region. He was accepted to the Yerevan Zoo Veterinary Institute after finishing a village secondary school. Yervand is married and has two sons. Both of his sons live in Yerevan and work as rescuers for the MES (Ministry of Emergency Situations). Yervand's wife works as an Armenian language teacher at a secondary school, and Yervand works as a secretary at the village administration office. Yervand has been involved in agriculture in the Aghvani village since 1998. He grows potatoes and beans for sale on his plot of land. He also keeps bees and sells honey in the city of Kapan. Yervand says that beekeeping is a fairly difficult business, but it brings in a good income, and this is why he wants to increase the quantity of beehives. Thanks to his agricultural business, Yervand supports his family because salaries are often not large enough to provide the family with all of the necessities. Yervand needs a loan in the sum of 300,000 dram to purchase 6 new beehives and also to purchase frames for honey, wax and new speciality clothing for the beekeeping business.
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Ерванд родился в 1948 году в деревне Ахвани (Aghvani), Сьюникского региона. После окончания сельской средней школы он поступил в Ереванский Зооветеринарный институт.
Ерванд женат и у него двое сыновей. Оба сына живут в Ереване и работают спасателями в МЧС (Министерство Чрезвычайных Ситуаций). Жена Ерванда работает учительницей армянского языка в средней школе, а сам Ерванд работает секретарем в сельской администрации.
Начиная с 1998 года Ерванд занимается сельским хозяйством в деревне Ахвани. На своем участке он выращивает картофель и фасоль на продажу. Также Ерванд разводит пчел и продает мед в городе Капане. Ерванд говорит, что пчеловодство достаточно трудное занятие, но оно приносит неплохой доход и поэтому он хочет увеличить количество ульев.
Благодаря своей сельскохозяйственной деятельности Ерванд содержит свою семью, так как зарплаты бывает недостаточно для обеспечения семьи всем необходимым.
Ерванду необходим кредит на сумму 300.000 драм для покупки 6 новых ульев, а также для покупки рамок для меда, воска и новой спецодежды для занятия пчеловодством.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 127
    View loans »
    Armenia Loans Fundraising
  • $14,869,400
    Funds lent in using Kiva
  • 389.0
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Yervand to purchase 6 new beehives and also to purchase frames for honey, wax and new speciality clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 16, 2012
Jan 17, 2012
Currency Exchange Loss:
Feb 20, 2013