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Ashirgul was born in the south of the country, in the village of Red October, and grew up in a large family of ordinary workers. After finishing school, she helped her family on the farm, as there could be no talk of further education at that time. The main source of income for the family was growing of rice, work with livestock and field crop cultivation.

Marrying a fellow villager, the young family was working in the field, growing rice as well. 28 years old went by, and the family went through many difficulties. It became harder and harder to live in the native village, the land was not enough for everyone, and Ashirgul and her husband were by this time raising eight children.

In 2000, the family decided to move to the Chuy valley (northern part). From their accumulated funds, the family bought a small house. The four sons helped the father with farming. Ashirgul grew vegetables on a plot of land, and sold the harvest at the market. Thanks to the income from the field crop cultivation, the family was able to buy a cow at the end of 2000. At present, Ashirgul and her family work 8.5 hectares of rented land, where they grow onions and other vegetables, and the farm has two dairy cows.

With an aim to further expand her business, Ashirgul turned to the organization "Bai Tushum & Partners" for a loan in the amount of 80,000 som (KGS) for the purchase of fertilizers, because this raw material is cheaper in winter, and in the plating season the price rises sharply. In the future Ashirgul dreams of opening her own mini-farm.
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Аширгуль родилась на юге страны, в селе Красный Октябрь и выросла в большой семье простых рабочих. После окончания школы она помогала семье по хозяйству, о дальнейшем получении образования в то время не могло быть и речи. Основным источником дохода семьи было выращивание риса, работа с домашней живностью и полеводством. Выйдя замуж за своего односельчанина, молодая семья трудится на поле, так же выращивая рис. С тех пор прошло 28 лет, через многие трудности прошла семья. Жить в родном селе становилось все трудней и трудней, земли не хватало для всех, а у Аширгуль с мужем к тому времени подрастали 8 детей. В 2000 году семья решается переехать в Чуйскую долину (северная часть). На накопленные средства семья покупает небольшой домик, четверо сыновей помогают отцу заниматься земледелием, сама Аширгуль возделывает земельный участок с овощами, собранный урожай продают на рынке. Благодаря доходам от полеводства, в конце 2000 года семья смогла купить себе корову. На сегодняшний день, Аширгуль и ее семья обрабатывают 8,5га арендованной земли, где выращивают лук и другие овощи, в хозяйстве имеется две дойные коровы. В целях дальнейшего развития своего бизнеса, Аширгуль обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку селитры и минеральных удобрений, так как зимой данное сырье дешевле и в сезон посевных работ резко вырастает в цене. В будущем, Аширгуль мечтает открыть свою мини- ферму.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 87
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,001,375
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,725 helped Ashirgul to purchase fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 23, 2011
Jan 17, 2012
Currency Exchange Loss:
Nov 15, 2012