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Miss Yav, 23 years old, is living with her single mother, 56, in Pouk district, Siem Reap province. Yav runs a pig-fattening business for her livelihood. At the same time, she also acts as a seamstress from her home to generate additional income. She is able to make revenue in the neighborhood of $5.00 per day from these activities.

On behalf of the family, Yav has to try to work hard to support their living, especially her mother, whose work is to manage household things at home. For her first loan from Kiva, Yav would like to purchase a motorcycle for the use of the whole family.

In the future, Yav plans to fix some broken parts of her house to better her living conditions.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 46
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Yav to purchase a motorcycle for the use of the whole family.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 22, 2011
Jan 17, 2012
Currency Exchange Loss:
Jan 17, 2014