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Fredy Miguel
Fredy Miguel is a very tenacious man. He is 53 years old and lives in the city of Ica, Peru. He is very charismatic and, above all, he always greets people with a smile. In his free time, he enjoys reading books. He tells us that it helps him to clear his head when he is in a bad mood. He very much enjoys eating a traditional Peruvian dish called "tallarines con causa rellena". Fredy studied business management. He is married and has a 16-year-old son who is in the fifth year of his secondary education. Fredy's wife works as a homemaker but she is his right-hand woman as she always supports him in everything he does.

Fredy works in his store, selling groceries and soda. He works in this business for around 10 hours a day. He puts in a lot of effort. He also works as a school administrator and he has to work hard because "if not, how can you live and, above all, how can you provide for your family?' Fredy asks. He believes that his business is doing well thanks to the good service he offers and the quality of the products he sells.

Fredy is very grateful to Kiva lenders because, thanks to their support, he will be able to buy more merchandise for his business and have a greater variety of products to sell. He will improve his income which will allow him to save up and fulfill his biggest dream: to own his own home.
View original language description ↓
Fredy Miguel es todo un luchador, tiene 53 años de edad y vive en la ciudad de Ica, Perú, es muy carismáticos, y sobre todo siempre regala una sonrisa, en sus tiempos libres disfruta de leer libros ya que nos comenta que le ayuda despejarse cuando se encuentra de mal humor, le gusta mucho un platillo típico de nuestro país llamado “Tallarines con Causa Rellena, Fredy estudio administración de empresas, es casado y tiene un hijo de 16 años que cursa el quinto grado de secundaria, su esposa se dedica a sus labores como ama de casa pero es su brazo derecho ya que siempre lo apoya en todo lo que él hace.

Fredy trabaja en su bodega en la venta de abarrotes, bebidas gaseosas, el realiza esta labor alrededor de 10 horas diarias, con mucho esfuerzo, el trabaja también como administrador en un colegio y es que hay que trabajar mucho sino como se puede vivir y sobre todo llevar un pan a la casa nos comenta Fredy. El cree que le va bien en su negocio debido a la buena atención y la calidad de los productos que ofrece.

Fredy está muy agradecido con los prestatarios Kiva ya que gracias a su apoyo el podrá comprar más mercadería para su negocio ya que va tener más variedad de productos para ofrecer, ello mejorara su ingresos con lo que le permitirá ahorrar para cumplir su más adorado sueño:” Tener su casa propia”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $53,956,025
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Fredy Miguel to buy merchandise (groceries and drinks).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 11, 2012
Listed
Jan 19, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013