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Haniya is a 47-year-old housewife. Working from home, Haniya has been fixing the edges of special men’s covers called “Shmagh”, by adding small balls made of wool. She also does embroidery on women’s scarves, head covers and dresses. It has been two years since she started officially and by doing this work she has been able to help improve her family's living standards.
Now Haniya has applied for a loan to buy more wool and other material to accessorize dresses.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 20
    View loans »
    Jordan Loans Fundraising
  • $8,201,975
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Haniya to buy more wool and other material to accessorize dresses.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 19, 2011
Jan 17, 2012
Currency Exchange Loss:
Jan 15, 2013