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Jiguisseme Group
In this Group: Ami , Maimouna , Sali , Mariam
The four members of the "Jiguisseme" group are married women, on average 32 years old with 3 children. They live in monogamous households in Lafiabougou, one of the working-class areas in the city of Sikasso.
They are on their second loan with the microfinance institution Soro Yiriwaso in order to satisfy the needs of their clientele. The previous loan was repaid properly.
Maimouna, standing second from the left in the photo, sells pagnes wax (a type of brightly-printed West African cloth) in the Jiguisseme women's group.
With her loan, she intends to buy one dozen pieces. She gets her supplies at the grand market in Sikasso and very often in Bamako.
She re-sells them at home and door-to-door in various areas in the city of Sikasso, in cash, to a clientele composed of men and women.
She foresees earning an average monthly profit of 23,250 FCFA, of which one portion is used to repay the loan and its interest, with the rest going to her savings.
Les quatre membres du groupe JIGUISSEME sont des femmes mariées avec une moyenne d’âge de 32 ans, et ont en moyenne 3 enfants. Elles vivent dans des familles monogamiques à Lafiabougou un des quartiers populaires de la ville de Sikasso.
Elles sont à leur deuxième prêt avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle. Le prêt antérieur a été correctement remboursé.
MAIMOUNA debout 2ème à gauche sur la photo fait le commerce de pagnes wax dans ce groupe de femmes JIGUISSEME.
Elle compte acheter avec son prêt une douzaine de pièces. Elle s’approvisionne au grand marché de Sikasso ville et très souvent à Bamako.
Elle les revend de façon ambulante dans les différents quartiers de la ville de Sikasso, et en famille à une clientèle composée d’hommes et de femmes au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 23.250FCFA dont une partie est utilisée pour payer le prêt et son intérêt et l’autre pour son épargne.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 3
    View loans »
    Mali Loans Fundraising
  • $11,596,075
    Funds lent in using Kiva
  • 518.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Jiguisseme Group's $600 loan helped a member to buy pagnes (brightly printed West African clothing) of the wax type.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jan 4, 2012
Jan 16, 2012
Currency Exchange Loss:
Jul 15, 2012