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Risbu
Risbu was born in the southern Osh region, in the Kulcha village. In 1985, after finishing school, she was accepted to the Medical college in the city of Kyzyl-Kiya. In 1986, when Risbu completed her first year of college, she was stolen to marry (an old tradition of "stealing brides" that has existed for a long time and is currently persecuted by law up to a criminal responsibility). Because of the marriage, Risbu had to stop her education and become a housewife. Her oldest son, Toktaaly, was born in 1990, and her youngest son, Begaly, was born in 1993. In 2000, Risbu and her family moved to the Chuysk region (northern part of the country) to the Rovnoye village, where they rented a shepherd's house. This is when a difficult period for Risbu's family began - her husband did not work, and Risbu became disabled after an operation. In 2009, Risbu started her own animal husbandry business to provide a source of income for her family after purchasing one dairy cow. Today, the monthly profit from sales of milk products amounts to about 4,500 som (KGS). Thanks to hard work and persistence, Risbu and her husband were able to purchase a used car, and Risbu's husband began providing a taxi service. In order to further develop her business, Risbu requested a loan in the sum of 40,000 som (KGS) from the "Bai-Tushum and Partners" company to purchase a dairy cow. This will allow her to increase milk sales and her profits. Risbu plans to invest the profits into building a house for her family.
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Рысбу родилась в южной Ошской области, в селе Кулча. В 1985 году, по окончании школы, она поступила в Медицинское училище в г.Кызыл-Кие. 1986 году, когда Рысбу окончила первый курс, ее украли замуж (старинная традиция «кражи невест» просуществовала долгое время, в настоящий момент преследуется по закону вплоть до уголовной ответственности). Из-за замужества Рысбу пришлось бросить учебу и стать домохозяйкой. 1990 году у Рысбу родился старший сын Токтаалы, а в 1993 - родился младший сын Бегалы. В 2000 году Рысбу со своей семьей переехала в Чуйскую область (северная часть страны) в с.Ровное, где они сняли чабанский дом. Для семьи Рысбу начался трудный период - супруг не работал, после операции Рысбу стала инвалидом. В 2009 году, в качестве дохода для своей семьи, Рысбу начала свой бизнес в животноводстве, стартовав с покупки одной дойной коровы. На сегодня ежемесячная прибыль от продажи молочных продуктов составляет примерно 4,500 сом (KGS). Благодаря упорному труду и настойчивости, Рысбу с мужем смогли приобрести подержанный автомобиль и супруг Рысбу начал предоставлять услуги такси. В целях дальнейшего развития своего бизнеса, Рысбу обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 40,000 сом (KGS) на покупку дойной коровы. Это позволит ей увеличить продажи молока и повысить свою прибыль. Доходы Рысбу хочет вложить в постройку дома для своей семьи.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 92
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,742,650
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Risbu to purchase a dairy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 29, 2011
Listed
Jan 16, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013