Rebbeca is a 55-year-old widowed lady with five children living in Kasese, Uganda. Her personal goal is to educate her children since the responsibility solely rests on her. She has been in the hardware business for the last 16 years after starting with 2,000,000 UGX in capital. Now she has 10,000,000 UGX as her working capital. Her major hardship is price fluctuation and inflation. She has a vision of buying land to grow crops and expanding her hardware shop. Rebbeca needs the loan to buy cement, poles, and ring beams for resale.