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Razia's Group
In this Group: Razia, Zainab, Zainab, Najma, Sakina, Shahnaz
Razia is very supportive by nature. In order to financially support her family, she sews clothes for her neighboring clients. She learned about sewing from her mother before marriage and now she uses her skills to help her family survive financially.

Her husband operates a barber shop. He is very good at hair cutting and other services like facials and bridegroom make-up. People from different parts of the city come to his shop for his services.

Razia has given birth to three sons and a daughter. Her eldest son has a local food restaurant while the second one is a rickshaw driver. Her remaining children stay at home and help Razia is her daily routine tasks.

She has applied for a loan from KIVA partner Asasah for her eldest son's local food selling business. With the loan investment, he will buy crockery and food making ingredients in larger quantity that will allow him to provide better food services to his clients and earn higher profits.

He is very efficient and a hard-working person. Razia is hopeful that the loan investment will help him make his business more profitable and she will be able to put aside some money in savings for his marriage in the near future.

Note: In the photo, the lady holding a book (called Asasah Passbook) is Razia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 299
    View loans »
    Pakistan Loans Fundraising
  • $15,642,300
    Funds lent in using Kiva
  • 90.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia's Group's $1,900 loan helped a member to buy food-making ingredients and crockery for food-selling business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 13, 2012
Feb 1, 2012
Currency Exchange Loss:
Jan 15, 2013