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Jamal is 56 years old, a widow, who raised five children. She started her animal husbandry business 20 years old. The business, started with an initial sum of 1,000 som (KGS), today yields about 6,000 som (KGS) per month from sales of milk and meat products. Currently, Jamal's family works on 2 hectares of irrigated land, where they grow potatoes. In order to further increase livestock headcount, Jamal requested a loan in the sum of 100,000 som (KGS) from the "Bai-Tushum and Partners" company to purchase bulls and sheep. She plans to invest the profits from the loan into further increasing quantities of domestic livestock and purchasing a car for her family in the near future.
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Жамал 56 лет, вдова, воспитала пятерых детей. Жамал 20 лет назад начала свой бизнес в животноводстве. Начатое с суммы в 1,000 сом (KGS) хозяйство, сегодня приносит около 6,000 сом (KGS) в месяц от продажи молочных и мясных продуктов. В данный момент, семья Жамал обрабатывает 2 га орошаемой земли , где выращивают картошку. В целях дальнейшего увеличения поголовья скота, Жамал обратилась в компанию «Бай Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку бычков и овец. Доходы от кредита Жамал планирует вложить в дальнейшее увеличение количества домашние скотины, и в ближайшем будущем –купить машину для своей семьи.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,298,300
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Jamal to purchase livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 29, 2011
Jan 16, 2012
Currency Exchange Loss:
Jan 18, 2014