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Soleil Plus Group
In this Group: July, Moïse, Sylvain, Musumba, François, Véronique, Gertrude, Betty, Charles, Alphonsine, Dauda
July is a leader of a community bank named “Soleil Plus,” which is composed of 11 micro-entrepreneurs united in solidarity to receive loans from Kiva through IMF HOPE RDC with the goal of developing their businesses.

July is 57 years old and the father of six children between 7 and 21 years old. Four of his children go to school. Since 2000, July sells miscellaneous products at a market located to the east of Kinshasa. He currently earns 400 USD each month. After learning about Hope's loan program from a friend, he decided to join one of its groups in late 2009. July has already received ten loans from Hope that he has successfully repaid.

July is requesting a loan to increase the inventory of his goods to generate additional profit. His ambition is to be a large retail provider in his area.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,423,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Soleil Plus Group's $4,400 loan helped a member to purchase items to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 12, 2012
Jan 18, 2012
Currency Exchange Loss:
Jun 15, 2012