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Efrain
Efraín is 25 years old and lives with Sonia who is 26 in their own home with their two children: Yony who is five and Heidy who is 3, where harmony reigns. The work that Efraín does is working the earth, where he cultivates coffee plants. His parents taught him to till the earth and with his accumulated savings he was able to realize his urge to have his own plot of land. He knows of the arduous work in the fields, as he has worked his own land for 15 years. During harvest season he has the support of his children and day laborers who take care of transporting the harvested products a certain distance for their eventual sale. He feels strongly committed to his work, because thanks to his daily effort he today enjoys seeing the results. Similarly he comments that the winter season is not to his liking because those are the months in which a greater number of insects abound which are damaging to his crops.

This is his first loan with MFP. He knows that if he pays on time he will have access to another loan more easily and without causing complications for his communal bank. With the 1,000 Peruvian soles he will purchase coffee plants to be grafted and make a good profit from his results.
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Efraín tiene 25 años de edad, convive con Sonia de 26 años y juntos viven en su propia casa con sus 02 hijos, Yony de 05 años y Heidy de 03 años donde reina la armonía. La labor que realiza Efraín es labrar la tierra, donde cultiva plantas de café. Sus padres le enseñaron a remover la tierra y con sus ahorros acumulados pudo concretar sus ansias de contar con su propia parcela. Es conocedor del arduo trabajo en el campo; donde viene trabajando 15 años en sus propias tierras. En tiempos de cosecha cuenta con el apoyo de sus hijos y jornaleros quienes se encargan de trasladar los productos cosechados hasta cierto tramo; para luego ser comercializados. Se siente muy comprometido con su trabajo; porque gracias a su esfuerzo cotidiano hoy disfruta ver su frutos. Asimismo nos comenta que la estación de invierno no es de su agrado porque son meses donde abundan mayor cantidad de insectos perjudicando a sus sembríos. Este es el crédito número 01 con MFP, sabe que si lo paga a tiempo, podrá acceder a otro préstamo con mayor tranquilidad y sin traerle complicaciones a su banco comunal. Con los 1,000 nuevos soles, comprará plantas de café para luego injertarlos y sacar buen beneficio de sus frutos.


About Peru

  • $6,715
    Average annual income
  • 88
    View loans »
    Peru Loans Fundraising
  • $55,985,050
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD