Check out some available loans that are similar to this one!
Irma
Irma is part of the “El Almendral” (Almond Tree Grove) communal bank belonging to Peñalolén Commune in the city of Santiago. She has been a merchant for 40 years selling food and vegetables in a store she has located inside her house. She works every day from 8am until 10pm. She usually buys her merchandise at the Lo Valledor street market (supply center). She comments that she has a large clientele. She will use the loan to buy merchandise to stock her store. One of her goals is to stock it with innovative merchandise to provide customers with better and new purchase options.

Irma lives with her husband and 37-year-old son who works independently. One of her dreams on a personal level is to provide her family with a better quality of life. She is very happy and grateful for the opportunity Fondo Esperanza has provided in that it’s made it possible for her to invest in her business to earn higher profits.

She enjoys the company of the other entrepreneurs because they share activities and other experiences, a situation that distracts her form her routine tasks. With respect to the training imparted at communal bank meetings, she’s learned how to better run her business despite her vast experience in this line of work.

Peñalolén is located in the east of the metropolitan region. It has several attractions like vineyards, historical buildings and places to go on nature hikes, elements that are transforming this commune into a new tourist destination within the metropolitan region.
View original language description ↓
Irma forma parte del Banco comunal “El Almendral” perteneciente a la comuna de Peñalolén, ciudad de Santiago.
Ella se dedica al rubro del comercio desde hace 40 años, vende alimentos y verduras en un almacén que tiene ubicado al interior de su casa.
Se desempeña en estas funciones todos los días con un horario de 8ºº de la mañana hasta las 10ºº de la noche.
Su mercadería la compra usualmente en la feria de Lo Valledor (Central de abastecimiento)
Comenta que tiene bastante clientela.
Con el crédito comprará mercadería para surtir su negocio.
Una de las metas para su negocio es abastecerlo con mercadería innovadora. Para brindarle a sus clientes mejores y nuevas opciones de compra.
Irma vive junto a su marido y su hijo de 37 años de edad, quien trabaja de manera dependiente.
Uno de sus sueños a nivel personal es brindarle a su familia una mejor calidad de vida.
Ella está muy contenta y agradecida de la oportunidad que le ha brindado Fondo esperanza, ya que le ha permitido invertir en su negocio para generar mayores ganancias.
Además disfruta de la compañía de las demás emprendedoras, puesto que comparten actividades y otras experiencias, situación que la distrae de sus tareas rutinarias.
Respecto a las capacitaciones impartidas en las reuniones del Banco comunal, ha aprendido administrar de mejor manera su negocio, a pesar de su vasta experiencia en el rubro.
Peñalolén se localiza al oriente de la región metropolitana. Cuenta con diversos atractivos tales como viñas, edificios considerados patrimonio histórico y sitios naturales de excursión, elementos que están transformando a esta comuna en un nuevo panorama turístico dentro de la región Metropolitana.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $19,100
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,637,700
    Funds lent in using Kiva
  • 499.9
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Irma to buy merchandise to stock her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 23, 2011
Listed
Jan 18, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2012