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Zoila Rosa
Zoila, age 24, was raised by her mother with much responsibility and the moral values that have defined her life. Upon becoming motherless she saw how her mother got them ahead and led her to obtain her degree in mathematics.

Zoila married her fiancé in the year 2009. He has a degree in languages, and they work through professional contracts at educational institutions. They are also the owners of a bakery in the southwestern part of the city of Barranquilla. They created this business to enhance their income and to plan their future with greater success.

Zoila is currently planning to get a Kiva loan. She will use the loan to buy raw materials and supplies like flour, cheese and eggs. She will buy in greater quantities and for cash. She plans to increase her working capital and to get discounts for the terms of her purchases. She imagines that the investment will be very successful because they know their business very well. They enjoy the recognition and affection of their customers in the surrounding areas. Generally speaking there are stores in the different neighborhoods of the sector.
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Zoila de 24 años fue educada por su madre con mucha responsabilidad y valores morales en los que enmarca su vida, pues al quedar huérfana vio como su madre los sacó adelante y la llevó a lograr su licenciatura en matemáticas. Zoila contrajo matrimonio en el año 2009 con su novio licenciado en idiomas, y trabajan mediante contratos profesionales en instituciones educativas, además de ser los propietarios de una panadería ubicada al suroccidente de la ciudad de Barranquilla, negocio que crearon para fortalecer los ingresos y planear su futuro con mayor éxito. En la actualidad está planeando Zoila acceder a un credikiva con el cual comprará materias primas e insumos como harina, queso, huevos en mayores proporciones y de contado, con el cual planean incrementar su capital de trabajo y ganar descuentos por las características de su compra lo que supone una inversión muy exitosa, porque conocen muy bien su negocio y gozan de la aceptación y del cariño de su clientela ubicada a sus alrededores y que en general son tiendas ubicadas en diversos barrios del sector.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 498
    View loans »
    Colombia Loans Fundraising
  • $15,250,425
    Funds lent in using Kiva
  • 1,838.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Zoila Rosa to buy supplies like flour, cheese, and eggs in greater quantities for cash.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 9, 2012
Listed
Jan 17, 2012
Currency Exchange Loss:
Covered
Ended:
Dec 15, 2012