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Heisell Maria
Heisell, 25, is married and manages a Cruz Lorena branch office. She’s asking for her 4th loan to buy school supplies and to pay her and her husband’s tuition at URACCAN University; she also wants to help with her sister’s high school costs.

This young couple has been very responsible and hardworking; they have striven together to obtain their own house. Her greatest dream in life is that her husband finds employment since he is currently unemployed, to finish her university training, to enjoy good health and that her family stays together.
View original language description ↓
Heisell de 25 años de edad es casada, trabaja como responsable de sucursal de la Cruz Lorena. Solicita su 4to crèdito para comprar material didactico y para pagar mensualidad de ella y de su esposo en la Universidad URACCAN, ademas desea ayudar a su hermana con los gastos de bachillerato. Esta joven pareja ha sido muy responsable y bien trabajadores,han luchado juntos para obtener su propia vivienda. Su mayor sueño en la vida es que su esposo encuentre trabajo ya que ha quedado desempleado, culminar sus estudios universitarios y gozar de salud y que su familia permanezca unida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 23.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Heisell Maria to buy school supplies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 23, 2011
Jan 17, 2012
Currency Exchange Loss:
May 17, 2013