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Duhaguruke Group
In this Group: Monique, Dativa, Liliose, Bibiane*, Jacqueline, Euphrasie, Jean Pierre, Laurence, Asterie, Laurence, Francoise, Claudine*, Jeannette, Beatrice, Laurence, Genereuse*, Marie Josepha, Emmanuel, Drocelle
* not pictured
Beatrice is 41 years old. She has four children between the ages of 6 and 21. Two of them attend school.

Beatrice is a group leader for the group called "Duhaguruke," which simply means "Let's Stand" in English. The group members do different business activities and all of them are happy with the loan given to them.

As the group leader, Beatrice has sold foodstuffs in a restaurant for the past six years. She has requested the loan to buy more foodstuffs to sell. With the profit she will save money. In the future, Beatrice would like to buy a motorcycle.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 23
    View loans »
    Rwanda Loans Fundraising
  • $11,741,025
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Duhaguruke Group's $4,200 loan helped a member to buy more foodstuffs to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 15, 2011
Jan 20, 2012
Currency Exchange Loss:
Jun 19, 2012