Mrs. Nhoeb is a 28-year-old married woman and the mother of two children. She permanently lives in Takhmao town where she grows rice and vegetables with her husband. She is able to make around $4.00 per day. She describes herself as a low-educated woman. However she really loves and enjoys her farming business because it enables her to provide her children with a good education for the future.
This is her second loan from HKL and she will use it to buy seeds, fertilizers and pesticides to ensure her crops grow well. She hopes that she will be able to generate a good output and earn extra income to improve her living conditions.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.