Las Perlas Group
Update on Las Perlas GroupMaría Elisa is in a common law marriage with Raúl. They have three children and live in a small town.
The loan she asked for is to invest in buying chickens to butcher and sell. She has been doing this for eight years and says that it is going well.
She started on her own since she wants to help her husband with the household expenses and thus get their family ahead so they won't lack anything they need.
What she wants with the loan is to keep working and improving every day with her household income and to get ahead with her small family.
The people who make up the group are: Zoraida, who will invest in buying agricultural products and Oscar Alberto, who will invest in buying merchandise for her grocery business.
La señora María Elisa es casada vive en unión libre con el señor Raúl y con quien procreo tres hijos que un están a su responsabilidad y vive en un localidad pequeña.
El préstamo que ella solito es para invertirlo en la compra y venta de pollo para luego venderlo destazado en donde lleva trabajando ocho años y comenta que le va bien.
Inicio por si solo ya que también quiere apoyar a su esposo con los ingresos de la casa y así sacar adelante a su familia y no les haga falta lo necesario.
Lo que ella desea es que con el préstamo ella pueda seguir trabajando y mejorando cada día sus ingresos de su hogar y salir adelante con su pequeña familia.
Las personas que integran en el grupo son: Zoraida invertirá el préstamo en la compra de productos agrícolas y don Òscar Alberto invertirá en la compra de mercancía para su negocio de abarrotes.
Previous Loan DetailsZoraida lives in a place where people are very happy since the town has two patron saints: Saint Antonio of Padua and Saint Antonio. She is married to Adiel and they have two children who are already married. Zoraida buys and sells cheese. She also buys coffee which she later sells in the same… More from Las Perlas Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid