Ngoc, a 36-year-old married woman, lives in Ho Chi Minh City. She has two sons. Her husband earns an income working as a truck driver. Ngoc runs a general store that sells a variety of basic goods and many kinds of vegetables to people in the local community. She started this business ten years ago.
Ngoc requires a loan to purchase a range of different products, including basic packaged foods and many kinds of vegetables, to meet her customers' demand. This will enable her to offer a better range of products to her customers. She hopes her business will run smoothly and she can earn additional income to support her children.
About Capital Aid Fund for Employment of the Poor
Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.