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Xinh and her family live in Ho Chi Minh City. She is 39 years old and has two children. Xinh and her husband have been earning a living by operating a general store from the front of her house for the past ten years. They sell a variety of goods, such as sugar, candies, basic household necessities, beverages and rice.

Xinh would like to borrow money in order to expand her business by purchasing more products in bulk for the coming holiday season. She hopes that this will enable her to increase her income and improve her family's living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $725
    Average annual income
  • 69
    View loans »
    Vietnam Loans Fundraising
  • $12,926,025
    Funds lent in using Kiva
  • 21,000.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Xinh to purchase more products in bulk for the coming holiday season.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 28, 2011
Jan 13, 2012
Currency Exchange Loss:
Nov 15, 2012