Nao is a 56-year-old woman. She is the mother of four children. She lives with her children and husband in Ho Chi Minh City. Her husband works as a bricklayer. She earns an income by cooking and selling steamed glutinous rice to her customers. She has done this since 2006.
Nao would like to take out a loan to buy good quality ingredients to cook a better food for selling. This will increase her production capacity and allow her to increase her income and set aside some savings for her family.
About Capital Aid Fund for Employment of the Poor
Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.