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Nao is a 56-year-old woman. She is the mother of four children. She lives with her children and husband in Ho Chi Minh City. Her husband works as a bricklayer. She earns an income by cooking and selling steamed glutinous rice to her customers. She has done this since 2006.

Nao would like to take out a loan to buy good quality ingredients to cook a better food for selling. This will increase her production capacity and allow her to increase her income and set aside some savings for her family.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $725
    Average annual income
  • 64
    View loans »
    Vietnam Loans Fundraising
  • $12,926,025
    Funds lent in using Kiva
  • 21,000.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Nao to buy good quality ingredients to cook better food to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 28, 2011
Jan 13, 2012
Currency Exchange Loss:
Oct 15, 2012