Ha is 44 years old and married. She lives with her husband and two children in Ho Chi Minh City. Her husband works as a worker for a nearby company.
For 10 years, Ha has earned a living by running a general store. She would like to take out a loan to buy a greater variety and quantity of basic goods, such as snack foods, candies, and soft drinks, to stock her store. She hopes this will enable her to better meet the needs of her existing customers and attract additional customers. She also hopes that through the loan her business will generate a higher income, which would help her to improve her family's living conditions and enable her to save money for her children's education.
About Capital Aid Fund for Employment of the Poor
Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.