Huong is a 47-year-old woman. She and her husband make money by sewing clothes, and they have done this for ten years. They have two daughters and live together in Ho Chi Minh City.
Huong would like to take out a loan to buy sewing materials and fabrics. This will increase her productive capacity and allow her to make more clothing. She hopes that this will enable her to increase her income and set aside some savings for her children's education.
About Capital Aid Fund for Employment of the Poor
Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.