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Huong is fifty years old, married, and has a daughter. She lives in Ho Chi Minh City with her husband who is a driver for hire. She earns money by operating a beauty shop and selling soft drinks in front of her house.

Huong is requesting a 15,000,000 VND loan from CEP that she will use to purchase a greater range and quantity of soft drinks and some cosmetics for her salon. She hopes this will enable her to better meet the needs of her customers and attract additional customers.

Through her loan Huong hopes she will be able to increase her income and save money for any future difficulties facing her family.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $725
    Average annual income
  • 78
    View loans »
    Vietnam Loans Fundraising
  • $12,414,550
    Funds lent in using Kiva
  • 21,000.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Huong to buy soft drinks to sell and cosmetics for her salon.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 5, 2012
Jan 13, 2012
Currency Exchange Loss:
Nov 15, 2012