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Entrada A Chunazaca (Nabón) Group
In this Group: Rosa Esperanza, María Agripina, Blanca Licinda, Lidia Jacqueline, Virginia Orlanda, Digna Yolanda, Silvia Rocio, José Alfredo, Nancy Graciela, Martha Isabel, Martha Maribel, María Baleriana
The communal bank "Entrada a Chunazaca" is made up of eleven women members and one man, most of whom work in agriculture and livestock, working in the fields. Several of them go to the city on a daily basis to work in different activities. They are friendly, responsible, and charismatic people, who live in the surroundings of the Nabón Canton, in the province of Azuay. This area has a cool climate, and has beautiful countryside where you can see nature in all its splendor. The people are friendly and warm, and keep up the culture and traditions of their villages.

One of the members of this group is Señora Silvia. This is her second loan with the communal bank, to which she was invited to by a friend.

She is 23 years old and married, with a year-old baby from this marriage. Her husband works in construction. They do not have their own home, so they live in her mom's house, where they share the household expenses.

Señora Silvia works doing her household chores and in agriculture. Her harvest is for sale and also for her own consumption. She raises and sells cattle, sheep, pigs, ducks and guinea pigs.

She will invest the money from the loan to prepare and cultivate her fields. She will purchase seeds, manure, and fertilizers.

Her goal is to have more cattle.

The two children in the photo are children of two of the members.
View original language description ↓
El banco comunal Entrada a Chunazana está formada por 11 socias y 1 socio quienes en su mayor parte se dedican a la agricultura y ganadería realizando los trabajos del campo, algunos diariamente salen a la ciudad a laborar en diferentes actividades, son personas amables, responsables y carismáticas, viven por los alrededores del Cantón Nabón en la Provincia del Azuay, este lugar es de clima frió, tiene hermosos paisajes en donde se puede observar la naturaleza en todo su esplendor, su gente es amable, cálida y mantienen la cultura y tradiciones de sus pueblos.

Una de las socias de este grupo es la Señora. Silvia, este es el segundo crédito que realiza en el banco comunal al cual fue invitada por una amiga.

Tiene 23 años, es casada y en su unión conyugal ha concebido un niño de un año de edad. Su esposo labora como albañil, no tiene casa propia por lo que vive en casa de su mamá con quien comparte los gastos del hogar.

La Señora. Silvia se dedica a los quehaceres de su hogar y a la agricultura, lo que cosecha es para la venta y también para su consumo. Cría y vende ganado, borregos, cerdos, patos y cuyes.

El dinero de su crédito lo va a invertir para arar y cultivar sus terrenos, va a comprar semillas y abono y fertilizantes.

Su meta es tener más ganado.

Los dos niños de la fotografía son hijos de dos socias.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 99
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Entrada A Chunazaca (Nabón) Group's $4,400 loan helped a member to buy seeds, manure and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 29, 2011
Listed
Jan 18, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2012