Entrada A Chunazaca (Nabón) Group
One of the members of this group is Señora Silvia. This is her second loan with the communal bank, to which she was invited to by a friend.
She is 23 years old and married, with a year-old baby from this marriage. Her husband works in construction. They do not have their own home, so they live in her mom's house, where they share the household expenses.
Señora Silvia works doing her household chores and in agriculture. Her harvest is for sale and also for her own consumption. She raises and sells cattle, sheep, pigs, ducks and guinea pigs.
She will invest the money from the loan to prepare and cultivate her fields. She will purchase seeds, manure, and fertilizers.
Her goal is to have more cattle.
The two children in the photo are children of two of the members.
Una de las socias de este grupo es la Señora. Silvia, este es el segundo crédito que realiza en el banco comunal al cual fue invitada por una amiga.
Tiene 23 años, es casada y en su unión conyugal ha concebido un niño de un año de edad. Su esposo labora como albañil, no tiene casa propia por lo que vive en casa de su mamá con quien comparte los gastos del hogar.
La Señora. Silvia se dedica a los quehaceres de su hogar y a la agricultura, lo que cosecha es para la venta y también para su consumo. Cría y vende ganado, borregos, cerdos, patos y cuyes.
El dinero de su crédito lo va a invertir para arar y cultivar sus terrenos, va a comprar semillas y abono y fertilizantes.
Su meta es tener más ganado.
Los dos niños de la fotografía son hijos de dos socias.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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