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Maria Cristina

Update on Maria Cristina

María has been a client of this institution since 2006. Previously, she worked with the "Fuego" solidarity group, but that group broke up, and she continued with us on an individual basis, paying her instalments promptly. She lives in the Chasquipampa area, a block from our office. She has three children. She and her husband have been baking bread for several years. Thanks to their hard work they are getting ahead in life. They are applying for the loan in order to buy flour and shortening. They are a very close-knit family, and are thankful for the help that the institution offers them.
View original language description ↓
La señora María es cliente de la institución desde el 2006 antes trabajaba con el grupo solidario Fuego pero el grupo se separo y ella continuo con nosotros en forma individual pagando puntualmente sus cuotas, ella vive en la zona de Chasquipampa a una cuadra de la agencia tiene tres hijos, ella junto a su marido se dedican a la elaboración de pan desde hace varios años, gracias a su actividad ellos están saliendo adelante el préstamo que están solicitando es para la compra de harina y manteca para la elaboración del pan y así de esta manera incrementar sus ventas, son una familia muy unida agradecida con la institución por el apoyo brindado con la institución ya que gracias a su apoyo creció en su actividad y mejoro la calidad de vida de toda su familia.

Previous Loan Details

María has been a client of this institution since 2006. Previously, she worked with the "Fuego" solidarity group, but that group broke up, and she continued with us on an individual basis, paying her instalments promptly. She lives in the Chasquipampa area, a block from our office. She has… More from Maria Cristina's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $2,817
    Average annual income
  • 91
    View loans »
    Bolivia Loans Fundraising
  • $28,138,200
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Maria Cristina to buy flour and shortening.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 13, 2011
Listed
Jan 16, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012
This photo was used before for a previous loan for Maria Cristina. It was first posted on Kiva on Aug, 2011. Learn More