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Update on Victoria

The member, Victoria, is still working in her breakfast business. She prepares quinoa, quaker oats, chocolate and maca. She works as a street vendor. The member works from 8.00 am until 6.00 pm. Through this business she is getting her children ahead in life. Her dream is to have a premises where she can sell the breakfasts. The member is requesting the loan to buy wholesale ingredients to prepare breakfasts, such as bread, milk, quinoa and maca.

The member is happy to be receiving the loan and she promises to make her repayments on time.
View original language description ↓
La socia Victoria se sigue dedicando al negocio de desayunos,ella prepara quinua,quaker,chocolate y maca,ella vende en forma ambulatoria,la socia trabaja desde las 8:00 a.m hsta las 6:00 p.m,por medio de este negocio la socia saca adelante a sus hijos,el sueño de la socia es tener un local donde pueda vender los desayunos.La socia solicita el préstamo para comprar insumos para hacer los desayunos como panes,leche,quinua y maca al por mayor.
La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

The member belongs to the “Solidaridad Cachimayo” cooperative bank, which is located in the Cachimayo district of the province of Chinceros. Her name is Victoria, and she is 61 years old. Victoria is a widow and has nine children (most of them out of university and working). She is requestin... More from Victoria's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 105
    View loans »
    Peru Loans Fundraising
  • $59,068,450
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Victoria to buy wholesale ingredients to prepare breakfasts, such as bread, milk, quinoa and maca.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 29, 2011
Jan 16, 2012
Currency Exchange Loss:
May 15, 2012
This photo was used before for a previous loan for Victoria. It was first posted on Kiva on Jan, 2011. Learn More