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Carmen Rosa
Carmen Rosa is 44 years old and is both father and mother to her two children. She was born in the province of Anta, in the department of Cusco but she now lives in the beautiful city of Cusco. Carmen Rosa has a small coffee shop in one of the bus stations of the city of Cusco. Carmen Rosa sells juices, mate, coffee, cakes, tortas and hot and cold drinks in her coffee shop. On this occasion Carmen Rosa needs a loan to buy products such as tortas, cakes, sodas and other items.

The communal bank "Nueva Esperanza" consists of responsible, hard-working people who help their families get ahead. The majority of its members live in the city of Cusco, where they carry out their business activities. Cusco is renowned for being a tourist and commercial area, for its traditional celebration of Inti Raymi and because it is located near to one of the seven wonders of the world "Machupicchu".
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Carmen Rosa tiene 44 años de edad y es padre y madre para sus dos hijos, ella nació en la provincia de Anta departamento del Cusco pero vive en la hermosa ciudad del Cusco. Carmen Rosa tiene un pequeño cafetín en uno de los terminales terrestres de la ciudad del Cusco. Carmen Rosa en su pequeño cafetín vende jugos, mates, café, pastales, tortas, bebidas calientes y frías. En esta oportunidad Carmen Rosa requiere el préstamo para comprar productos como por ejemplo tortas, pasteles, gaseosas y otras cosas más.

El banco comunal “Nueva Esperanza” está conformado por personas responsables y trabajadores que sacan adelante a su familia. La mayoría de los socios viven en la ciudad del Cusco y donde realizan sus actividades económicas. Cusco es conocido por ser una zona muy turística, comercial, por su fiesta tradicional del Inti Raymi y porque se encuentra una de las siete maravillas del mundo “Machupicchu”.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Carmen Rosa to buy products such as tortas, cakes, soda and other items.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 23, 2011
Jan 16, 2012
Currency Exchange Loss:
May 15, 2012