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Yahaira Concepcion
Yahira, 28, works as a full-time teacher. She’s requesting a loan to buy a computer that both she and her sister need to do their university work since they are both taking classes. Yahira has shown herself to be a young woman with good, honest behavior who is very dedicated to her work. He’s a young woman who is very loving with her parents and is always attentive to them since she’s still unmarried. Her greatest wish in life is to build her own house and form a home that’s full of love and to continue preparing herself professionally and to be in good standing with God.
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La joven de 28 años de edad labora como docente de tiempo completo, Solicita su crèdito para pagar una computadora que tanto ella como su hermana necesitan para hacer los trabajos de la universidad, pues ambas estan estudiando. Yahaira ha demostrado ser un joven con buen comportamiento, honesta y muy dedicada a su trabajo, es una joven muy amorosa con sus padres siempre esta al pendiente de ellos ya que aun no se ha casado. Su mayor sueño en la vida construir su propia casa y formar su hogar lleno de amor y seguir profesionalizandose en sus estudios y estar bien con Dios.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 23.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Yahaira Concepcion to buy a computer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 23, 2011
Jan 18, 2012
Currency Exchange Loss:
Nov 15, 2012