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Blanca Judith

Update on Blanca Judith

Blanca Judith, 32, has been working as a primary school teacher for the past 6 years. She is requesting a loan in order to install tile on her house and in this way provide her family with better living conditions. It is important to mention that in her free time she sells botanical products in order to earn more family income. Her dream is to continue improving her home’s infrastructure and that her family enjoys good health and jobs.
View original language description ↓
Blanca Judith de 32 años de edad,labora como docente de primaria desde hace 6 años. Solicita su crédito para hecharle la ceramica a su casa, y de esta manera brindarle mejores condiciones a su familia, es importante mencionar que en sus horas libres se dedica a vender productos botanicos en los que obtiene ingresos para el sosten familiar. Su sueño es seguir mejorando la infraestructura de su vivienda y que su familia goze de salu y trabajo.

Previous Loan Details

Blanca Judith is 31 years old and single. She lives in the scenic neighborhood of Vista de Nueva Guinea. For the past 12 years, she has worked as a teacher during the morning shift. On weekends, she works in a mathematics school providing teaching services. She is requesting her 9th loan with th... More from Blanca Judith's previous loan »

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,770,775
    Funds lent in using Kiva
  • 23.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Blanca Judith to install tile.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 23, 2011
Listed
Jan 17, 2012
Currency Exchange Loss:
Covered
Ended:
Jan 18, 2014