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Muslum has been working as a stonemason for 12 years. Currently, he needs 2000 AZN to purchase necessary tools for his work. Muslum is married and has two children. He is 47 years old. He is an IDP from Kalbadjar and currently lives in the Absheron region with his wife and children. Muslum learned this business from his father, who was also a stonemason.

An internally displaced person (IDP) is a person, who was forced to suddenly flee his home as a result of a military conflict, violence, violation of human rights, natural disasters or other catastrophes, but what differentiates him from a refugee is the fact that did not cross an international border and is located on the territory of his own country (source: United Nations Office for the Coordination of Humanitarian Affairs).
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Muslum 12 let kak rabotayet masterom po proizvodsvte kamney. Seychas on nujdayetsya v 2000 AZN chto bi kupit nujniye instrumenti dlya svoyey raboti. Muslum jenat i imeyet 2 detey. Yemu 47 let. On yavlyayetsya IDP personom pereselenec iz Kalbadjar, seychas projivayet v Absheron regione vmeste so svoyey jenoy i detmi. Etomu biznessu Muslum uchilsya u svoyego otca kotoriy toje bil masterom.

Внутренне перемещённое лицо (ВПЛ) - человек, который был вынужден внезапно бежать из своего дома в результате вооружённого конфликта, насилия, нарушений прав человека, стихийных бедствий или других катастроф, но, в отличие от беженца, не перешел международную границу и находящийся на территории собственной страны (источник: Управления ООН по Координации Гуманитарных Вопросов).

Additional Information

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.

About Azerbaijan

  • $10,800
    Average annual income
  • 23
    View loans »
    Azerbaijan Loans Fundraising
  • $14,289,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Muslum to purchase necessary tools.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 6, 2012
Jan 11, 2012
Currency Exchange Loss:
Aug 17, 2013