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María Dolores
María Dolores is 40 years old and lives in her own house with her family, which is made up of her life partner and their three children, ages 18, 10 and 7. All three children are in school, and they are María's inspiration.

She sells perfumes for both men and women. Her business is located in her house, and she has been able to adapt the business to the facilities in her house so she can attract the attention of her customers. In the area where she lives, María is very well-known for being a hardworking, responsible woman and above all an honest woman. Many people prefer her products since she offers variety, quality and good prices.

This business is María's main source of income. That motivates her to be very attentive and always watching the business's direction. In other words, she is always looking to be a step ahead of the competition so her business will be the area leader in perfumes. All this has led her to ask INTEGRAL for a loan. She is very grateful to the institution for the economic help it gave her in the past to start her business.

This time she is asking for the loan to buy a variety of perfumes so her customers always find what they are looking for and so they are satisfied with her service. In this way she hopes to sell more products and increase her income, which will allow her to offer better living conditions to her family, especially her children, whose needs grow everyday.
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María Dolores tiene 40 años de edad y vive en casa propia junto a su grupo familiar, el cual está conformado por su compañero de vida y sus tres hijos de 18, 10 y 7 años de edad. Los tres se encuentran estudiando y son la inspiración de la señora María. Ella se dedica al comercio de perfumería tanto para dama como para caballero. El negocio se encuentra ubicado en su hogar de residencia el cual ha sabido adecuar de acuerdo a las instalaciones de su casa de tal forma que pueda atraer la atención de los clientes. La señora María es muy reconocida en la zona donde habita ya que se caracteriza ´por ser una mujer trabajadora, responsable y sobre todo honesta. Muchas personas prefieren sus productos ya que ofrece variedad, calidad y buenos precios. Este negocio es la principal fuente de ingresos de la señora María, esto la impulsa a estar muy atenta y muy pendiente del rumbo de su negocio es decir trata la manera de estar siempre un paso delante de la competencia de tal forma que su negocio sea el líder en perfumería en la zona. Todo esto la ha llevado a tomar la decisión de solicitar un crédito a INTEGRAL institución con la cual está muy agradecida por la ayuda económica que le brindo en el pasado para establecer su negocio. En esta ocasión solicita este préstamo para la compra de variedad de perfumería de tal forma de que los clientes siempre encuentren lo que buscan y estén satisfechos con su servicio. De esta manera espera vender más productos y mejorar sus ingresos que le permitan dar mejores condiciones de vida a su familia; principalmente a sus hijos que cada día sus necesidades son más grandes.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 651
    View loans »
    El Salvador Loans Fundraising
  • $24,202,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped María Dolores to buy perfume.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 23, 2011
Listed
Jan 14, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012