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Gilda
Gilda is 64 years old and lives by herself in her own house. She has a shop where she sells pupusas [stuffed tortillas], which she has managed to set up in her home. She has many customers since she is a charismatic woman, hard-working, dedicated, and responsible. Many people give her a good reference since over time and through her work she has earned the confidence of her neighbors. Despite her age, she does not get tired of working, especially since her pupusa shop is her main satisfaction. Her business is located in a very accessible, high traffic area. Gilda is very enterprising, especially since she is always thinking of ways to increase her business. Her dream is to be able to respond to an increase in demand, which is why she has decided to invest in her business. Her goal is to improve her sales and revenues, which will allow her to enjoy a better quality of life. For this reason she has decided to request this loan from INTEGRAL, especially since she currently lacks the necessary capital to cover the investment. She will invest the loan by purchasing ingredients such as corn, rice, cheese, chicharrón [pork skins], tomatoes, and cabbage, etc., which are necessary for the production and sale of her delicious pupusas. Gilda is very grateful to the institution for the help she received from it last year to invest in her business. She expects to have favorable results again.
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La señora Gilda con 64 años de edad, habita sola en su propia casa. Ella posee una pupuseria la cual ha sabido adecuar en su hogar de habitación. Tiene mucha clientela ya que ella se caracteriza por ser una mujer carismática, trabajadora, dedicada y responsable. Muchas personas dan buenas referencias de ella ya que con el tiempo y su trabajo ha sabido ganarse la confianza de sus vecinos. A pesar de su avanzada edad no se cansa de trabajar ya que para ella su pupuseria es su principal satisfacción. La ubicación del negocio es muy accesible y transitada. La señora Gilda es muy emprendedora ya que siempre está pensando en la forma de hacer crecer su negocio. Su sueño es poder cubrir una mayor demanda del mercado, por lo que ha decidido invertir en su negocio con el fin de aumentar sus ventas y sus ingresos que le permitan accesar a una mejor calidad de vida. Todo esto la ha llevado a tomar la decisión de solicitar este crédito a INTEGRAL ya que no cuenta con el efectivo suficiente para la inversión. El préstamo lo invertirá en la compra de los insumos necesarios (maíz, arroz, queso, chicharon, tomates, repollos, etc.) para la producción y venta de las deliciosas pupusas. La señora expresa estar muy agradecida con esta institución ya que en el pasado recibió la ayudo de dicha institución para invertir en su negocio. Espera recibir resultados favorables en esta ocasión.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 734
    View loans »
    El Salvador Loans Fundraising
  • $26,313,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Gilda to purchase corn, rice, cheese, chicharrón [pork skins], tomatoes, and cabbage, etc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 31, 2011
Listed
Jan 14, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 19, 2013