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Virgen De Los Angeles De Huayllacocha Group
In this Group: Julia, Silvia Marleny, Domitila, Paulina, Gertrudes, Guillermina, Isabel, Benigna, Natividad
Julia was born in the city of Lucre in the province of Quispicanchis in the department of Cusco, but she lives in the Huayllacocha community. She has lived there for the last 13 years, as she likes the countryside and gets on well with her neighbors. (In the photo, Julia is the one with her hand raised.) Julia is 39 years old, married, and has three children (Elizabeth, 11, Sayda, 10, and Edson, 7). She is an enterprising and hardworking woman who, in addition to being a housewife, also works on the farm. At the moment, Julia needs a loan to buy seeds, manure, fertilizer, and corn. She also raises animals, such as pigs, guinea pigs, and sheep; a part of the loan will be used to improve her livestock.

Most of the members of the Virgen de Los Angeles de Huayllacocha group live in Huayllacocha, where they engage in all kinds of activities, such as trading, farming, and ranching, among other things. The members of the communal bank meet every 30 days in the Huayllacocha community, which is in the Anta province of the department of Cusco. It is 45 km from Cusco to Huayllacocha (a trip of about two hours). On the way, you cross part of the Peruvian Andean mountain ridge, with its beautiful landscape and communities of Quechua people.
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La señora Julia nació en la ciudad de Lucre de la provincia del Quispicanchis departamento del Cusco pero vive en la comunidad de Huayllacocha. Ya son 13 años que vive en la comunidad pues le gusta el paisaje y se lleva muy bien con sus vecinos. (En la fotografía la señora Julia está levantando la mano). Julia tiene 39 años edad, está casada y fruto de esta unión tiene tres hijos (Elizabeth de 11 años, Sayda de 10 años y Edson de 7 años). Julia es una mujer emprendedora y trabajadora que saca adelante a su familia y aparte de ser ama de casa también se dedica a la agricultura. En esta oportunidad Julia requiere el préstamo para comprar semillas, abono, fertilizantes y maíz. Ella también se dedica a la crianza de animales como chanchos, cuyes, ovejas entonces una parte del crédito lo utilizara para mejor su ganadería.

La mayoría de los socias viven en la ciudad de Huayllacocha donde realza todo tipo de actividades como el comercio, agricultura, ganadería y otras actividades. Las reuniones de las socias del banco comunal son cada treinta días en la comunidad de Huayllacocha de la provincia de Anta del departamento del Cusco. Desde la ciudad del Cusco a nuestro destino hay una distancia de 45 Km. (aproximado dos horas de viaje) hasta llegar a la localidad de Huayllacocha. Durante el viaje cruzaremos parte de la cordillera andina Peruana, observaremos hermosos paisajes interandinos y comunidades indígenas andinas quechuas.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $60,105,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen De Los Angeles De Huayllacocha Group's $2,750 loan helped a member to buy seeds, manure, fertilizer and corn.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 11, 2011
Jan 14, 2012
Currency Exchange Loss:
Jul 15, 2012