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Pedro Vicente
Pedro is a 39-year-old man. He’s married and he and his wife have three little children who are 5, 8 and 12 years old, all attending school although they are currently on vacation. In order to get ahead, he and his wife work hard every day. His wife’s a woman who sells daily meals, beer and ‘salchipollos’ [traditional fast food snack consisting of fried potatoes with fried chicken and condiments]. Profits allow them to earn money needed for household expenses.

Pedro, like all responsible family men, works every day. He sells ‘raspadillas’ [shaved ice topped with flavored syrup] from 9 in the morning until 5 in the afternoon. This hard work enables him to earn on average 80 soles a day and if he has a very good day, which is what Pedro wishes for every day, he can earn up to 180 soles. He normally tends to between 60 and 130 customers. He knows that his business is successful because the syrups he uses to make the shaved ice are based on pure fruit and because he provides very good customer service. Pedro must take advantage of the hot season in the city of Mala because during the first three months of the year his product is highly sought-after. His loan adviser commented to us that Pedro was situated in one of Coayllo’s squares located in the city of Mala and his interview had to be postponed because of the large affluence of customers he has. Besides, there are buses and autos that the people get off of precisely to buy his product and then climb in again.

This family constantly support and love each other and this is why Pedro has also gone into bricklaying but only when he gets construction contracts. This is how he generates additional income for the family during the other months of the year.

Thanks to support from Kiva lenders he will be able to buy a linear motorcycle that he can use to transport his shave ice maker from place to place and go to nearby zones to sell when they have their festivals or other types of activities. His goal is to generate the necessary income to educate his three little ones and to supply his business with new tables and chairs. But his greatest dream is to be able to enlarge his house and install his wife’s restaurant in the front part of it.
View original language description ↓
El señor Pedro es un hombre de 39 años, es casado y junto a su esposa tiene 3 pequeños hijos de 5,8 y 12 años, todo ellos acuden a la escuela, pero actualmente se encuentran en días vacacionales. Para poder salir adelante el y su esposa trabajan arduamente todos los días, su esposa es una mujer que se dedica a la venta de menús, cervezas y salchipollos, esta ganancias les permiten recaudar el dinero necesario para los gastos del hogar.

Pedro, como todo hombre de familia responsable, se dedica a la venta diaria de Raspadillas desde las 9 de la mañana hasta las 5 de la tarde, este duro laborar le permite ganar en promedio S/.80 diarios y si es un muy buen día, que es lo que Pedro desea a diario, él puede ganar hasta S/.180, normalmente atiende entre 60 y 130 clientes. El sabe que su negocio tiene éxito porque los jarabes que usa para la preparación de sus raspadillas están a base de pura fruta y atiende muy bien a sus clientes. Pedro tiene que aprovechar esta temporada tan calurosa en la ciudad de Mala, porque solo es en estos 3 primeros meses del año donde su producto va ser muy solicitado. Su analista nos comentó que el señor Pedro fue ubicado en una plaza de Coayllo, ubicada en la ciudad de Mala, y ha debido de esperar para poder realizar la entrevista debido a que tiene mucha afluencia de clientes, incluso hay combis y autos de donde la gente se baja especialmente para comprar su producto y luego retornar al automóvil donde se encontraban.

Esta familia está en constante apego y apoyo familiar, es por esto que Pedro también ha incursionado en dedicarse a la albañilería, solo cuando tiene contratos de construcción, y es así como genera ingresos los meses restantes del año para su familia. Gracias al apoyo de los prestatarios Kiva, él podrá comprase una moto lineal, la misma que le servirá para poder llevar su rica raspadilla a zonas aledañas y vender cuando hayan festividades o actividades de otro tipo, su meta es poder generar los ingresos necesarios para educar a sus 3 pequeños e implementar su negocio con sillas y esas nuevas, pero su sueño más grande es poder ampliar su casa y colocar el restaurant que tiene su esposa en la parte frontal de la misma.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 33
    View loans »
    Peru Loans Fundraising
  • $55,878,425
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Pedro Vicente to buy a motorcycle to move his shaved ice maker from place to place.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 9, 2012
Listed
Jan 13, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013