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Ghada, a 38-year-old housewife, is married to Sami who works in one of the Jordanian universities. They have two boys and two girls. In order to support her husband and family, Ghada started almost three years ago to buy small amounts of accessories and sell them to friends. Then, by word of mouth, others started to make orders. So, she started to buy small quantities of different types of accessories based on what the people are asking for. Now, Ghada has applied for a loan so she can buy a bigger variety products at a wholesale price, start looking for a small shop to rent near her house and start the business in a professional way.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 18
    View loans »
    Jordan Loans Fundraising
  • $8,201,975
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Ghada to buy more goods at wholesale prices.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Dec 11, 2011
Jan 10, 2012
Currency Exchange Loss:
Dec 15, 2012