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Kamaladdin is a 54-year-old person who is engaged in agriculture. He lives with his wife and four children. He has been in his business for 13 years. When he started to work, he had 10 sheep on his farm. First he applied to VFAC for 1000 Azerbaijani manats (AZN) to buy a cow and, to this day, he has finished and has 10 cows.

Kamaladdin applied for a loan of 1000 AZN to buy 10 more sheep for fattening to sell at the bazaar. Kamaladdin is a hardworking and reliable person. As a result of his hard work, he has expanded his business.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $14,289,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Kamaladdin to buy 10 sheep for fattening to sell at the bazaar.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 22, 2011
Jan 11, 2012
Currency Exchange Loss:
Dec 15, 2012