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Julio Cesar
Julio César, 25, lives in La Tinguiña, located in the department of Ica, Peru. Ica is located in the Sechura Desert about four hours south of Lima, the capital of the country, and is acclaimed by Peruvians as The Land of the Sun. It is known in Peru for its frequent earthquakes (an 8.0 in 2007 and 6.9 in 2011), grape production, asparagus, and olives, and perhaps above all as the source of the traditional national beverage of Peru, pisco. As is well known, Peru is known for having the most delicious food in the world, and one of the dishes that Julio César likes is "carapulca" [chicken with potatoes and peanuts].

In this warm and arid climate are his house and business. Julio is a computer technician, but he would have liked to study veterinary medicine.

Currently Julio is a taxi driver. He works at this job eight hours a day. In one day he can serve 30 customers, and this allows him to earn up to 70 PEN daily, and in a good day he can earn up to 90, which helps him pay some additional household expenses and invest in the business. He believes that it is going well for him in his job because he is very polite and pleasant with the customers and, above all, very honest.

Currently he is very grateful to the Kiva lenders because with the help offered he is going to be able to do maintenance on his vehicle. This improvement will be able to help him have a car in good condition, and the customers will feel safe in his car. With this he will have more income and so he will continue saving to buy himself a car and be able to realize his big dream, to work in his field of computing.
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Julio Cesar tiene 25 años de edad, él vive en la Tinguiña, ubicadao en el departamento de Ica Perú. Ica se encuentra ubicado en el Desierto de Sechura cerca de cuatro horas al sur de Lima, la capital del país, y es aclamado por los peruanos como "La Tierra del Sol". Es conocida en el Perú por sus frecuentes terremotos (un 8,0 en 2007 y 6.9 en 2011), su producción de uvas, espárragos y aceitunas, y tal vez sobre todo, como la fuente de la bebida tradicional del Perú nacional, el Pisco. En este clima cálido y árido se encuentra la casa y empresa del cliente; como bien se sabe el Perú se caracteriza por tener las comidas más deliciosas del mundo y uno de los platos que a Julio Cesar es la "Carapulca". Julio es Técnico en Computación, pero le hubiera gustado estudiar Medicina Veterinaria.

Julio actualmente es conductor de taxi , se dedica a este trabajo 8 horas diarias, en un día puede atender 30 clientes y esto le permite ganar hasta S/. 70 diarios y en un buen día puede ganar hasta S/.90 lo que le ayuda en algunos gastos adicionales y para invertir en el negocio, el cree que le va bien en su negocio debido a que es muy educado y amable con los clientes y sobre todo muy honesto.

Actualmente está muy agradecido con los prestatarios Kiva ya que con la ayuda proporcionada va poder realizar mantenimiento a su vehículo, con esta mejora podrá ayudarle a tener un auto en buenas condiciones y los clientes se sientan seguros en su vehículo, con ello tendrá mas ingresos y así seguirá ahorrando para comprarse un auto y poder realizar su gran sueño:” Trabajar en su carrera de Computación”

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 88
    View loans »
    Peru Loans Fundraising
  • $55,204,125
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD