Elias was born in Rwanda. He is 44, married, and has 6 children between the ages of 8 and 22, 5 of whom go to school. His education level is 3 years of secondary school.
Elias is a potato farmer. This is his first loan cycle with ACB. He will use this loan to buy seeds and fertilizers, and to pay his workforce.
His strategy for the growth of his business is to modernize his farming to increase production as much as possible, and to plant (good quality) pedigreed seeds. In the coming years, Elias would like to get into the wholesale of potato seeds in his region and to make farming his profession. With the profits, he plans on sending his children to school and improving the well-being of his family.
Elias est né au Rwanda. Il a 44 ans et il est marié avec 6 enfants de 8 à 22 ans, dont 5 scolarisé. Son niveau d’éducation est de 3 ans de secondaire.
Elias est agriculteur de pomme de terre. C’est son premier cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des semences des pommes de terre, des engrais chimiques et payement main d’œuvre.
Sa stratégie pour la croissance de son business est de moderniser son agriculture pour élever la production au maximum possible et semer les grains sélectionne (de bonne qualité). Dans les prochaines années, Elias voudrait devenir un grand vendeur de semence de pomme de terre dans sa région et faire l’agriculture comme profession. Avec les profits, il prévoit d’avoir de scolariser ses enfants et améliore le bien être de sa famille.
About Amasezerano Community Banking, S.A.
Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.