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Up Rising Group
In this Group: Sia , Finda, Feremusu, Sarah, Adama
Sia is the leader of this group of entrepreneurs. Sia was born in Taima Nimikoro, in eastern Sierra Leone, about forty years ago. She is married to a trader and the couple has three children who are attending secondary schools. Sia sells bottles of water, drinks, provisions, etc. She has been a businesswoman for twenty-five years now.

With the help of this loan, Sia and her group members will be able to expand their businesses, make more sales and consequently improve their living conditions. Sia will use her share of the loan (SLL 500,000) to buy the above mentioned items in bulk to add to her business.

(Also included in the photo is loan officer Edward, handing over the loan to the borrowers).

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 5
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Up Rising Group's $600 loan helped a member to buy bottles of water, drinks and provisions in bulk to add to her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 16, 2011
Jan 9, 2012
Currency Exchange Loss:
Sep 18, 2012