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Kalsoom's Group
In this Group: Kalsoom, Shameem, Razia, Munaza, Nargis, Shahnaz, Shameem, Sabran, Iqbal
Kalsoom has applied for a loan from KIVA partner Asasah for her husband’s fruit selling business. He is a very hard worker and always provides high quality fresh fruit to his customers at low prices. With the loan investment, he will buy fresh seasonal fruit to sell to his customers and that will increase his sales and profit. He has been operating his business for many years and has vast experience in his field of work.

Kalsoom is hopeful that an investment will bring positive changes in the financial life of her family by increasing her husband’s sales and income. She is very supportive and does decorative embroidery in order to financially support her family. She has given birth to seven children. Her two sons are involved in chicken meat selling business while 2 daughters help her in her embroidery work. Her remaining children are continuing their education.

Note: In the photo, the lady holding a book (called Asasah Passbook) is Kalsoom.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 273
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 90.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalsoom's Group's $1,950 loan helped a member to buy fresh seasonal fruit for fruit-selling business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 6, 2012
Feb 1, 2012
Currency Exchange Loss:
Jan 15, 2013