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Nazia's Group
In this Group: Nazia, Shakila, Parween, Shahnaz
My name is Nazia S.. I am married and a mother of two: one boy and one girl. I live with my family in the mid-sized industrial city of Faisalabad, Pakistan. I stitch clothes for women of my neighborhood and my husband runs a grocery store. My husband needs a loan to improve his business. The higher profits that we hope to receive will be saved for our children's future. I would like to borrow in a group: Shalika Shrafat needs this loan to buy pesticides and fertilizers for their fields, Parween A. plans to start a grocery store and Shahnaz A. will invest her share of the loan in her husband’s auto lubricants store. All of these women are hardworking entrepreneurs and dream of a prosperous life for their families.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 277
    View loans »
    Pakistan Loans Fundraising
  • $14,708,500
    Funds lent in using Kiva
  • 61.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nazia's Group's $650 loan helped a member improve a grocery store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 12, 2008
Feb 26, 2008
Currency Exchange Loss:
Apr 15, 2009