La Ponderosa (Cuenca) Group
One member of this group is Miriam, 34 years old, who is separated from her husband. While married, she gave birth to a son, now 8 years old, who studies in a small school in the city. She owns the house in which they live.
Miriam is a hair stylist by profession and works in her own beauty salon. She has been in the business 6 years and works Monday through Saturday, from 8:00 am until 8:00 at night.
This is Miram's 3rd loan through her communal bank and she will invest it in purchasing products such as hair coloring, shampoo, gel, and other beauty products for her salon. Miriam's goal is to have her own spa.
Una de las socias de este grupo es la Señora. Miriam, tiene 34 años, está separada de su esposo y en su unión conyugal ha concebido un hijo de 8 años de edad que estudia en una escuelita de la ciudad. La casa en la que vive es de su propiedad.
Doña Miriam es de profesión estilista y labora en un salón de belleza que es propio, se encuentra en el negocio hace 6 años y trabaja de lunes a sábados desde las 8 de la mañana hasta las 8 de la noche.
Este es su tercer crédito que realiza en el banco comunal y lo va a invertir en la compra de productos como son tintes, shampoo, gel, y otros productos de belleza para su local.
Su meta es tener un Spa.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid