Nuevos Emprendedores (Cuenca) Group
Zoila, age 55, is one of the members of this group. She is married and has five children who are all adults. Two of them are married and live independently. Two are single, work, and help her financially. Her last child goes to the city’s university. Her husband is a driver, and he works providing taxi service in his own vehicle. The house they live in is their own.
Zoila devotes herself to the household chores. As she spends most of her time at home, she cares for her grandchildren.
This is her second loan in her communal bank. She will use it to buy provisions for her home.
Her dream is to buy a piece of land.
Una de las socias de este grupo es la Señora. Zoila, tiene 55 años, es casada y fruto de su unión conyugal ha concebido 5 hijos quienes son todos mayores de edad, 2 son casados y viven independientes, dos son solteros, trabajan y le ayudan económicamente, y último hijo estudia en una universidad de la ciudad. Su esposo es de profesión chofer y labora prestando sus servicios en una unidad de taxi que es propio, la casa en la que vive es de su propiedad.
Doña Zoila se dedica a los quehaceres de su hogar y como pasa la mayor parte de su tiempo en su casa se encarga del cuidado de sus nietos.
Se encuentra en su segundo crédito que realiza en el banco comunal y lo va a invertir en la compra de víveres para su hogar.
Su sueño es comprarse un terreno.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid