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Silvia Maribel
In the canton 24 de Mayo, Manabi Province, the members of the communal bank 'Nuevos Horizontes' meet. This area is known for its beautiful scenery and hard-working people who are mainly engaged in agriculture and animal husbandry.

40-year-old Silvia lives here. She is married and has four children aged 23, 21, 18 and 16. They all live together, and two of the children are studying at university and college. Her husband is a civil employee.

Silvia has two bazaars, one in 24 de Mayo and the other in Montecristi. She sells clothes, shoes, gift items and many other bazaar goods. She travels every day from her home to the town of Montecristi to run her business, while the other bazaar is managed by a local girl who Silvia employs and pays a monthly salary. Silvia has had her business for over two years. She buys the products to stock her store from Guayaquil and Ambato.

This loan will be used to buy clothes, shoes, stuffed animals, cards and a variety of other items. This is Silvia's second cycle with the communal bank where she handles the tax regulations, which she enjoys because the payments are easy to make.

Silvia's dream is to continue to succeed in her business.
View original language description ↓
En el cantón 24 De Mayo Provincia de Manabi, se reúne el Banco Comunal Nuevos Horizontes este lugar es conocido por sus paisajes hermosos y por su gente trabajadora dedicada a la agricultura y cría de animales.

En este lugar vive la señora Silvia, tiene 40 años, es casada y de esta relación tienen cuatro hijos de 23, 21, 18 y 16 años de edad, todos vive con ella, los 2 menores estudian en universidad y colegio. Su esposo es empleado público.

Ella tiene dos bazares uno en 24 de Mayo y el otro en Montecristi, nos cuenta que en ellos vende ropa, zapatos, cosas para regalos y muchos artículos de bazar, ella viaja todos los días desde su casa hasta la ciudad de Montecristi a atender su negocio, mientras que en el otro local atiende una chica a quien ella le paga un sueldo mensual, ella lleva con su negocio por más de dos años y sus productos para surtir su negocio los compara en Guayaquil y Ambato.

Este crédito es para comprar ropa, zapatos, peluches, tarjetas y muchas otras cosas. Este es el segundo ciclo en el Banco Comunal, es la fiscal de reglamentos y le gusta porque los pagos son fáciles de hacer.

Su sueño es seguir adelante en su negocio.

About Ecuador

  • $10,200
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $23,419,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Silvia Maribel to buy clothes, shoes, stuffed animals, cards and a variety of other items.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 27, 2011
Listed
Jan 11, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 15, 2012