Update on Azucenas GroupEdilberta is 25 years old and lives with her partner; they have 2 children who are in primary school. The older child, Víctor Javier, is in 4th grade, and Lizbeth is in 3rd grade. Her husband is named Víctor and is an agricultural worker.
She dedicates herself to commerce, selling fruits and vegetables. She has 4 years in the business, and goes out to sell in her town and also has a site in her house. She states that things are going well, and she will invest her loan into the purchase of fruits and vegetables such as: apples, oranges, lettuce, tomatoes, chilies, etc. She hopes that things go very well for her with the business so she can expand it more, and she would also like to open another business.
Edilberta belongs to the group Azucenas (Lilies), which is comprised of 11 members who are all hard-working women. We will mention them here: Alberta, Demetria, Lorenza, Junvencia, Susana, Delfina, Alejandra, Aureliana, Constancia and Roxana. They all carry out some type of commercial activity such as the sale of clothing, bread, beverages, tamales, fruits and vegetables, etc.
Ella se dedica al comercio vende frutas y verduras ya tiene 4 años con el negocio sale a vender en su pueblo y también tiene establecido un lugar en su casa, dice que le va muy bien ya que invertirá su préstamo en la compra de verduras y frutas como son: manzana, naranjas, lechuga, jitomate, chile, etc. Ella espera que le vaya muy bien en el negocio y así poder incrementarlo mas ya que le gustaría poner otro negocio.
Edilberta pertenece al grupo azucenas el cual esta integrado por 11 personas las cuales todas son mujeres muy trabajadoras a continuación serán mencionadas: Alberta, Demetria, Lorenza, Junvencia, Susana, Delfina, Alejandra, Aureliana, Constancia, Roxana, todas realizan una actividad comercial como venta de ropa, pan, refrescos, tamales, frutas y verduras, etc.
Previous Loan DetailsDemetria belongs to the Azucenas (Lilies) group. They chose this name because “azucena” is a very pretty flower, and the group is comprised of all women. That is the reason they selected this name. She is 36 years old, married, and has six children. Five of the children are dependent ... More from Azucenas Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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